Insurance Carrier UBI and Telematics Vehicle Tracking Conference

TeleMaticsInsurers interested in promoting driver safety by telematics vehicle tracking, and UBI styled programs participated in a conference hosted by SafetyFirst Systems on November 6, 2014 in Morristown, NJ. Driver safety online courses and related topics were also addressed.

For more details — visit http://www.prweb.com/releases/2014/11/prweb12321887.htm (will open in a new window/tab)

Large_Trucks_Cover_Front-300x28730,000 road deaths from motor vehicle crashes annually is unacceptable. Insurers agree that preventing injuries and damages that result from commercial vehicle crashes is a priority.

Unfortunately, about 75% of all insured fleets operate without the benefits of telematics vehicle tracking, driver safety online course, hotline stickers or other critical fleet safety mechanisms. Of the fleets with telemtatics vehicle tracking systems, many struggle to find ways to translate mountains of data into urgently actionable follow ups with their affected drivers.

On Thursday, November 6, 2014, SafetyFirst hosted a conference in Morristown, NJ for representatives from fifteen insurers gathered from across the country. The group Quoteable quotediscussed barriers which prevent many commercial fleets from adopting telematics vehicle tracking, and what could be done to get a system installed in many more fleets to increase fuel efficiency, decrease carbon emissions, increase safety results and decrease the likelihood of injuries due to crashes.

Current estimates suggest that 75% of commercial fleet policyholders do not use telematics vehicle tracking in their safety program efforts, and are unable to monitor driver redlight cam picturebehaviors that lead to crashes such as driving excessively fast, tailgating and weaving through traffic. A greater adoption rate of this critical safety tool could save lives immediately. Insurers, as trusted advisers, have the ability to properly and professionally influence the adoption of this technology to reduce injury-producing crashes. SafetyFirst, as a supplier-partner to more than 75 insurance providers, offers a best-in-class solution that fits fleets of all types and sizes.

While not discussing any proprietary or sensitive strategies related to insurance carrier operations, the program facilitated discussion around ways to promote SafetyFirst’s telematics vehicle tracking to more commercial fleet operators in a reasonable and affordable fashion.

Comments from the audience included:

…received a clear definition of facts versus typical marketing hype about device capabilities and reporting options. The data set produced by the GO7 is very detailed if not a little overwhelming. With the help of SafetyFirst and Verisk Analytics, the underwriting team has begun to tackle the challenge of how to use the collected data within our organization… – VP Underwriting

A great crowd of expertise represented…provided good food for thought as our organization moves forward on strategy around telematics offerings” – Loss Control Manager

“Outstanding session!  Exactly what I was looking for today” – Chief Underwriting Officer

About SafetyFirst — Dedicated to reducing the likelihood of commercial vehicle crashes and the costs associated with them, we provide a complete range of driver safety services to the insurance industry for the benefit of their respective policyholders. Programs include training, hotline reporting, DOT compliance, automated MVR profiling, and more.

blog banner snow ice blizzard

Together, we can discover workable solutions

Today, I was reading a blog post titled “Solid Reasons to Attend a Conference” over at DOT Compliance Help’s blog site. (http://dot-compliance-help.com/2014/11/05/4-solid-reasons-to-attend-a-conference/)

It got me thinking about all the great people I’ve met at or through conferences — whether I was speaking, attending or helping to coordinate the program event.

Whether your fleet is tiny or huge, made up of sedans or big rigs, you’d probably benefit from participating in a fleet safety conference.  The good news is that there are so many more venues to pick from these days — it used to be all focused on “over the road” trucking, but now there are programs for municipalities, sales fleets, local delivery, private distribution fleets, construction companies, and more.

I think the best parts of meeting professionals at conferences is realizing that:

  • I’m not alone
  • Other folks have equally challenging hurdles to overcome
  • Other folks are willing to help
  • Other folks are eager to hear my (your) ideas 
  • There’s a bunch of resources that I wasn’t fully aware of, or didn’t know how to access them
  • Networking goes on long after the session ends

So how to connect with a good conference or training event?  Here are a few that I’ve been involved with in the past and can recommend that you might investigate (in no particular order):

  • NAFA I&E 2015, Orlando, FL – http://www.nafainstitute.org/ (great for corporate fleets, sales fleets, light duty trucks, etc.)
  • Center for Professional Fleet Certification, Inc – http://www.fleetcertification.org/individual-certification/
  • North American Transportation Management Institute (NATMI) Courses – http://www.natmi.org/?35 (great for newly minted safety supervisors, location managers, or corporate teams who need to deal with “hands on” issues like accident investigation, setting up a new program from scratch, etc.
  • Safety 2015 – ASSE Expo – http://www.safety2015.org/ (great for companies with safety issues beyond fleet — dealing with all sorts of safety topics)
  • RIMS 2015 – https://www.rims.org/RIMS15/Pages/default.aspx (for large organizations with complex risk management needs)

Drowsy Driving Update 2014

National Sleep Foundation’s Drowsy Driving Prevention Week runs November 2-9, 2014. Highlighting the need for drivers and safety teams to focus on drowsy driving, the AAA AAFTS Drowsy DrivingFoundation for Traffic Safety has issued a new research report which states that 21% (one in five) fatal crashes involved driver fatigue. Further, the report summary indicates that:

  • 6% of all crashes in which a vehicle was towed from the scene,
  • 7% of crashes in which a person received treatment for injuries sustained in the crash,
  • 13% of crashes in which a person was hospitalized, and
  • 21% of crashes in which a person was killed involved a drowsy driver.

How did we miss the scope of these crashes?  AAAFTS suggests that National Highway Transportation Safety Administration (NHTSA) statistics “are widely regarded as substantial underestimates of the true magnitude of the problem.”  Why?

The statistics reported by the NHTSA are based on data compiled from reports completed by police officers investigating the scenes of motor vehicle crashes. However, unlike impairment by alcohol, impairment by sleepiness, drowsiness, or fatigue does not leave behind physical evidence, and it may be difficult or impossible for the police to ascertain in the event that a driver is reluctant to
admit to the police that he or she had fallen asleep, if the driver does not realize or remember that his or her performance was impaired due to fatigue, or if the driver is
incapacitated or deceased and thus unable to convey information regarding his level of alertness prior to the crash. This inherent limitation is further compounded by the design of the forms that police officers complete when investigating crashes, which in many cases obfuscate the distinction between whether a driver was known not to have been asleep or fatigued versus whether a driver’s level of alertness or fatigue was unknown.

Based on these concerns, many experts have concluded that the NHTSA data was merely indicating the tip of a large iceberg of hidden or mis-coded results.  Compounding this opinion were results from other studies, including naturalistic (camera in cabin, continuously recording) studies showing a much higher rate of drowsy driving related events.

cropped-drowsy-driving.jpg

Of course, this study makes several assumptions and may not present a perfect picture of drowsy driving in the USA.  However, it is reasonable to assertively promote tactics to avoid drowsy driving situations based on the following:

  • drivers are unable to prevent micronapping from occuring – the fatigued body will overpower their mind’s alertness
  • Poor diet, lack of exercise, frequently interrupted sleep periods, lack of consistent sleep cycles all contribute to weak health and drowsiness.
  • Many “home remedies” for drowsy driving may work for a few minutes, but can’t be relied upon for a real solution — many drivers who’ve turned on the air conditioning or turned up the radio still had crashes happen.

Peter Kissinger, president and CEO of the AAA Foundation for Traffic Safety is quoted as saying;

Despite the fact that 95 percent of Americans deem it ‘unacceptable’ to drive when they are so tired that they have a hard time keeping their eyes open, more than 28 percent admit to doing so in the last month,”…“Like other impairments, driving while drowsy is not without risk.”

AAA Oregon/Idaho Public Affairs Director Marie Dodds sums it up nicely;

Unfortunately many drivers underestimate the risk of driving while tired, and overestimate their ability to deal with it.

Find other articles on drowsy driving at https://safetyismygoal.wordpress.com/?s=drowsy%20driving

cropped-more-thanksgiving-traffic.jpg