Insurance Carrier UBI and Telematics Vehicle Tracking Conference

TeleMaticsInsurers interested in promoting driver safety by telematics vehicle tracking, and UBI styled programs participated in a conference hosted by SafetyFirst Systems on November 6, 2014 in Morristown, NJ. Driver safety online courses and related topics were also addressed.

For more details — visit http://www.prweb.com/releases/2014/11/prweb12321887.htm (will open in a new window/tab)

Large_Trucks_Cover_Front-300x28730,000 road deaths from motor vehicle crashes annually is unacceptable. Insurers agree that preventing injuries and damages that result from commercial vehicle crashes is a priority.

Unfortunately, about 75% of all insured fleets operate without the benefits of telematics vehicle tracking, driver safety online course, hotline stickers or other critical fleet safety mechanisms. Of the fleets with telemtatics vehicle tracking systems, many struggle to find ways to translate mountains of data into urgently actionable follow ups with their affected drivers.

On Thursday, November 6, 2014, SafetyFirst hosted a conference in Morristown, NJ for representatives from fifteen insurers gathered from across the country. The group Quoteable quotediscussed barriers which prevent many commercial fleets from adopting telematics vehicle tracking, and what could be done to get a system installed in many more fleets to increase fuel efficiency, decrease carbon emissions, increase safety results and decrease the likelihood of injuries due to crashes.

Current estimates suggest that 75% of commercial fleet policyholders do not use telematics vehicle tracking in their safety program efforts, and are unable to monitor driver redlight cam picturebehaviors that lead to crashes such as driving excessively fast, tailgating and weaving through traffic. A greater adoption rate of this critical safety tool could save lives immediately. Insurers, as trusted advisers, have the ability to properly and professionally influence the adoption of this technology to reduce injury-producing crashes. SafetyFirst, as a supplier-partner to more than 75 insurance providers, offers a best-in-class solution that fits fleets of all types and sizes.

While not discussing any proprietary or sensitive strategies related to insurance carrier operations, the program facilitated discussion around ways to promote SafetyFirst’s telematics vehicle tracking to more commercial fleet operators in a reasonable and affordable fashion.

Comments from the audience included:

…received a clear definition of facts versus typical marketing hype about device capabilities and reporting options. The data set produced by the GO7 is very detailed if not a little overwhelming. With the help of SafetyFirst and Verisk Analytics, the underwriting team has begun to tackle the challenge of how to use the collected data within our organization… – VP Underwriting

A great crowd of expertise represented…provided good food for thought as our organization moves forward on strategy around telematics offerings” – Loss Control Manager

“Outstanding session!  Exactly what I was looking for today” – Chief Underwriting Officer

About SafetyFirst — Dedicated to reducing the likelihood of commercial vehicle crashes and the costs associated with them, we provide a complete range of driver safety services to the insurance industry for the benefit of their respective policyholders. Programs include training, hotline reporting, DOT compliance, automated MVR profiling, and more.

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Drowsy Driving Update 2014

National Sleep Foundation’s Drowsy Driving Prevention Week runs November 2-9, 2014. Highlighting the need for drivers and safety teams to focus on drowsy driving, the AAA AAFTS Drowsy DrivingFoundation for Traffic Safety has issued a new research report which states that 21% (one in five) fatal crashes involved driver fatigue. Further, the report summary indicates that:

  • 6% of all crashes in which a vehicle was towed from the scene,
  • 7% of crashes in which a person received treatment for injuries sustained in the crash,
  • 13% of crashes in which a person was hospitalized, and
  • 21% of crashes in which a person was killed involved a drowsy driver.

How did we miss the scope of these crashes?  AAAFTS suggests that National Highway Transportation Safety Administration (NHTSA) statistics “are widely regarded as substantial underestimates of the true magnitude of the problem.”  Why?

The statistics reported by the NHTSA are based on data compiled from reports completed by police officers investigating the scenes of motor vehicle crashes. However, unlike impairment by alcohol, impairment by sleepiness, drowsiness, or fatigue does not leave behind physical evidence, and it may be difficult or impossible for the police to ascertain in the event that a driver is reluctant to
admit to the police that he or she had fallen asleep, if the driver does not realize or remember that his or her performance was impaired due to fatigue, or if the driver is
incapacitated or deceased and thus unable to convey information regarding his level of alertness prior to the crash. This inherent limitation is further compounded by the design of the forms that police officers complete when investigating crashes, which in many cases obfuscate the distinction between whether a driver was known not to have been asleep or fatigued versus whether a driver’s level of alertness or fatigue was unknown.

Based on these concerns, many experts have concluded that the NHTSA data was merely indicating the tip of a large iceberg of hidden or mis-coded results.  Compounding this opinion were results from other studies, including naturalistic (camera in cabin, continuously recording) studies showing a much higher rate of drowsy driving related events.

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Of course, this study makes several assumptions and may not present a perfect picture of drowsy driving in the USA.  However, it is reasonable to assertively promote tactics to avoid drowsy driving situations based on the following:

  • drivers are unable to prevent micronapping from occuring – the fatigued body will overpower their mind’s alertness
  • Poor diet, lack of exercise, frequently interrupted sleep periods, lack of consistent sleep cycles all contribute to weak health and drowsiness.
  • Many “home remedies” for drowsy driving may work for a few minutes, but can’t be relied upon for a real solution — many drivers who’ve turned on the air conditioning or turned up the radio still had crashes happen.

Peter Kissinger, president and CEO of the AAA Foundation for Traffic Safety is quoted as saying;

Despite the fact that 95 percent of Americans deem it ‘unacceptable’ to drive when they are so tired that they have a hard time keeping their eyes open, more than 28 percent admit to doing so in the last month,”…“Like other impairments, driving while drowsy is not without risk.”

AAA Oregon/Idaho Public Affairs Director Marie Dodds sums it up nicely;

Unfortunately many drivers underestimate the risk of driving while tired, and overestimate their ability to deal with it.

Find other articles on drowsy driving at https://safetyismygoal.wordpress.com/?s=drowsy%20driving

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21st Century Fleet Maintenance

StepVANSIn  a recent article, titled “How Telematics Has Completely Revolutionized the Management of Fleet Vehicles” published in Entrepreneur (Click HERE), the case is made on how UPS managed to increase maintenance intervals (reduce total number of inspections and PMs) while increasing fleet reliability:

That’s right: UPS went from 240,000 preventative maintenance inspections per year to 120,000. 

Director of automotive engineering Dale Spencer, who oversees the UPS fleet, explains that…For decades, UPS used the same maintenance schedule: changing the oil, fluids and brakes at prescribed intervals, no matter what…[now] UPS has learned to trust the [telematic] data–to monitor every truck remotely, from a high-temperature warning to signals as to whether a driver is wearing a seat belt. “We have the driver data; we know how fast they’re driving, how hard they’re stopping,” Spencer says. “That driver will change bad habits before it costs us money.”

With Telematics, it is easy to spot problems before they’d typically surface in normal PM inspections.  Some fleets are using the GeoTab program to spot failing alternators up to two weeks prior to the anticipated failure — giving them the luxury of pulling the vehicle when it is most convenient for their shop instead of dealing with a roadside failure later on.

It’s more than just cutting PM frequency to save money — it can be a powerful predictor of future recalls and warranty issues:

The software also allows the company to spot wear trends. “We could see certain parts wearing out on the same vehicles too quickly,” Spencer says. That enabled UPS to go back to the vehicle manufacturer and argue for a warranty claim because it was possible to document a pattern. Even a small-business owner with a 10-vehicle fleet might have such an advantage, he says, “as long as they had the data to prove it.”

ntdc truck lineupTelematics can also identify aggressive drivers who wear out vehicles faster than the norm within your fleet.  Drivers who accelerate, brake and swerve in harsh ways tend to kill the lifespan of brakes, burn fuel efficiency and damage steering and control systems. Often, these are the same drivers who top the list of “most crashes” before being asked to drive someplace else.

At the end of the day, the hardware and software your team purchases is important, but even more important will be the customer service support, the hand holding, the networking/benchmarking with other clients and the ability to integrate data into existing systems — all hallmarks of the GeoTab system offered by SafetyFirst (Click Here)

With SafetyFirst, we can integrate:

  • Scored MVRs (using your scoring system)
  • Aggregated Driver Risk Scoring (using crash data, HMD reports, MVRs and telematics)
  • Safety hotline reports (aka How’s My Driving – third generation)
  • Online Training Modules (5-7 minutes, newly produced, tailored to specific issues including speed alerts from telematics)
  • DOT DQ File Maintenance (online)

Further, these are all 100% in-house built systems — not merely a patch work assembly of multiple, third-party products that have been stitched together.

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